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Specialist vs General

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It is common within the insurance industry for companies to offer solutions across a broad spectrum of specialisms (sectors).

Insurance providers operating exclusively in the education sector will often use their claims data to tailor and refine their policies. This involves recognising the most common and frequent absence types and incorporating cover for them into their policy. This ensures that your school will be covered against the absence types most likely to affect its staff. Choosing a provider that operates exclusively in the education sector may help alleviate the financial risk that staff absences can pose to your school’s budget.

Before taking out a policy, make sure you ask the provider...

Are you specialists in the education sector?
How many years experience do you have in the sector?
Do you use claims data to tailor and refine your policy?