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Self-certification

Understanding self-certification and the benefits of an extended self-certification period

Self-certification

When teachers or support staff are unable to attend work they need to inform their employer as soon as possible, providing an explanation for their absence and an indication of when they are likely to return to school.

Recently, the Government have increased the self-certification period from 7 calendar days to 28 calendar days meaning until this period has passed a school may be unable to ask for medical evidence such as a Doctor’s Report or Medical Certificate, to verify the staff member’s time off work.

Most staff absence insurance providers will request supporting evidence for any absence claims which last seven calendar days or more. Given the change made by the Government this is likely to be problematic schools as the evidence they require to submit a claim may no longer be available potentially resulting in claims being declined.

On top of this, when claims documentation from GPs is required, they can often be slow returning absence reports. Not only does this put additional pressure on policy administrators to chase the paperwork it also affects the providers ability to assess and settle your claim if they are not returned within the agreed policy time limits.

With this in mind, we are pleased to say that some of the companies featuring on our website have chosen to take a market leading approach to claims documentation and allow staff to self-certify for between 10 to 20 days.

Self-certification claims provide some significant advantages to those which require external supporting documentation. These include:

Reduced workloads for policy administrators. Self-certified absences are easier for your school’s Administration Team or HR Department as they don’t need to wait for staff to retrieve external medical evidence, such as a Doctor’s Report, for your provider to assess your school’s insurance claim.

Ensures more claims are paid. Failure to submit the necessary documentation within your provider’s policy time limits can often lead to claims being declined. External documentation is not needed for self-certification claims, ensuring more of your claims are paid.

Improved claim payment times. Claims departments often rely on receiving external medical evidence to assess and settle your insurance claims. For self-certification claims you only need to provide a self-certificate form, allowing claims to be processed more efficiently.

Removes pressure on absent staff. Self-certification claims allow the absentee to focus specifically on returning to good health and returning to work as soon as possible, without any unnecessary insurance related concerns.

Helps to ease any cash-flow issues. Schools are often required to pay to retrieve a Doctor’s Report, which is not necessary for self-certification claims. This will help to ease cash flow issues in a time of increasing financial pressure on schools.

Extended self-certification periods

We’re pleased to announce that some of the providers we compare have taken the industry-leading approach of extending the period of absence schools can self-certify.

Featured provider

Absence Protection

Absence Protection allows schools to self-certify absences for up to three weeks (20 working days)

Learn more

Featured provider

Harrington Bates

Harrington Bates allows schools to self-certify absences for up to two weeks (10 working days)

Learn more